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Matters of the Heart. Has a Commercial Fuck turned into a torrid Love Affair which has turned your life upside down? Fear not. We have experts here who can help you through your roller coaster ride. Tell us your story and we'll do our best to help.

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  #1  
Old 29-06-2014, 01:53 PM
acm25 acm25 is offline
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retrenched; dunno what to do

my retrenchment benefits only come up to 10k.

what small bizness can I do? sigh,
  #2  
Old 29-06-2014, 07:56 PM
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Johnbass Johnbass is offline
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Re: retrenched; dunno what to do

Find another job?

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  #3  
Old 29-06-2014, 10:35 PM
lagonda lagonda is offline
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Re: retrenched; dunno what to do

Quote:
Originally Posted by acm25 View Post
my retrenchment benefits only come up to 10k.

what small bizness can I do? sigh,
hey bro,after retrenchment it is not a good idea to gamble on any particular business especially with limited capital.it is best to find another job.
  #4  
Old 29-06-2014, 11:28 PM
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Re: retrenched; dunno what to do

10 k cannot start business lah ....

look for another job ,

btw which sector r u in ?

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Old 30-06-2014, 03:16 AM
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HappyOwl HappyOwl is offline
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Re: retrenched; dunno what to do

Quote:
Originally Posted by acm25 View Post
my retrenchment benefits only come up to 10k.

what small bizness can I do? sigh,
Bro. acm25, you are not alone. Freak not.

Surprisingly your first thought is to start a small business? Is it because you feel you could not work for people? Or you are thinking big thus too focused in earning big money?
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Old 30-06-2014, 08:53 AM
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Re: retrenched; dunno what to do

10k of retrenchment benefits is really low....indeed what job are you hold previously? And what is your age? My friend got retrench last year and the pay out was like 200k, he was the sales director in a MNC.....
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Old 30-06-2014, 09:49 AM
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Re: retrenched; dunno what to do

Quote:
Originally Posted by demonhunter View Post
10 k cannot start business lah ....

look for another job ,

btw which sector r u in ?

Agree with you bro, 10k to start a business in SG is quite hard, unless a small online operation selling clothes/accessories...but still need time to grow

Actually best advice for TS would be to go explore opportunities overseas.

Well, I might have some lobang in Cambodia, just PM me loh
  #8  
Old 30-06-2014, 11:56 AM
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sammyboyfor sammyboyfor is offline
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Re: retrenched; dunno what to do

Quote:
Originally Posted by acm25 View Post
my retrenchment benefits only come up to 10k.

what small bizness can I do? sigh,
I started my first business with $5000 so I'm sure $10,000 would do the job today.

It has to be service related and not capital intensive.
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  #9  
Old 30-06-2014, 02:48 PM
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Re: retrenched; dunno what to do

go think of your business plan or look for a job instead of surfing SBF
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Old 30-06-2014, 03:40 PM
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Re: retrenched; dunno what to do

I'd say it's time to hunker down and start eliminating expenses.

Can we have more info about your situation? E.g Married w/kids and previous job history/qualifications?

This'll help us get a better understanding of your current issue.
  #11  
Old 30-06-2014, 06:34 PM
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Re: retrenched; dunno what to do

Hi bro, sorry to know u are being retrenched.
if u want to start a business think of the following.

1. do u have any products/services to market now.
2. where/who are your target groups.
3. how well u know this product, this industry and market.
4. capital required or investors/partners.
5. u should already have reasonable interest or ready buyers now in your products/services even before you begin your business proper.
6. how to keep it sustainable for long term.

without a solid answer to all 6 or more (if any other bros can suggest), i guess its better to find another job, 10k in a bad venture can quickly disappear in days.

and beware of being overly optimistic as it clouds your proper judgement to risks and can make a person irrational.

all the best to u!
  #12  
Old 30-06-2014, 08:01 PM
rachgu rachgu is offline
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Re: retrenched; dunno what to do

Who said10K not enough to run a biz. Every morning I see some malay auntie near the MRT walkway selling curry puff. Dont think it need alot of capital.
  #13  
Old 30-06-2014, 08:17 PM
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Re: retrenched; dunno what to do

10k is for u to tie over 4 to 6 months family expenses while u r looking for new job .... it will dried up easily if u never manage well ... b prepare for jobless for 6 months or more in current SG that prefer more on FT .... just an adv use yr 10k wisely
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Old 30-06-2014, 10:27 PM
acm25 acm25 is offline
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Re: retrenched; dunno what to do

Thanks all brothers for the valuable advice.

Me from media industry, in my 30s. Just feel that waiting for payday is a torturous procedure. Why not risk it all and be my own small boss?

I am willing to travel overseas and work, bring my small family along. Not a worry.

One bro pm me. I am sorry, could u kindly send me ur pm again? It's flooded.
  #15  
Old 01-07-2014, 02:33 AM
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Re: retrenched; dunno what to do

I am going to be retrenched soon too, from what I know. I am retrenched not because I am poor performer, but they needed to cut someone and I am the target.

My thought process is more along the line of looking at multiple options and figuring out which is the best option based on the financial and family commitments I have.

For doing business, you need a clear plan, 10K, where is it going to go? dollar by dollar, next, what is the return from the money you spent. Not a projection, but how much can you really make? If you don't have any income coming in but just projections, then you have a problem.

Next, do you have reserves that can support you? etc...etc...etc..

I am looking for other jobs and at the same time looking if it is possible for me to do business with my skill set. small, service base, with very little capital outlay.

I am thinking I just have to try one by one and hopefully one of them works.

In the meantime, I am updating myself on all areas that are relevant for me, so that I am top of my game.

The problem is the older you get the more experience you are, its hard to find jobs of that level, also age is a unspoken consideration.

Anyway wish me luck! =)
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